Assistant Vice President, Retail Lending (Product Development)

Responsibilities:

• Initiate new product development and maintain existing product competitiveness to cope with the changing market demand

• Conduct regular review on end-to-end retail lending application flow to keep in line with market while within the compliance requirement

• Develop and maintain appropriate controls to ensure product/operation compliance with relevant statutory and regulatory requirement

• Liaise with the Compliance & Legal Department to review and assess adequacy of relevant compliance control

• Launch promotion programs to aim at increasing retail lending sales revenue of the whole bank

• Make appropriate escalation of risk reporting in line with organizational procedures

• Take up special projects assigned 

Requirements:

• Bachelor Degree or above in Business, Finance or related disciplines

• Minimum 5 years' relevant experience in product development and sales management in banking or finance institution

• Good knowledge in real estate mortgage loan or unsecured loan products is an advantage

• Excellent interpersonal, analytical and problem solving skills

• Communication skills and self-motivated, independent and able to work under pressure

• Proficient in both spoken and written Chinese (Mandarin and Cantonese) and English

• Candidate with less experience will be considered as Manager

Benefit / Other Information:

• 5-day week

• Discretionary bonus

• Education subsidies

• Birthday leave

• Marriage leave

• Extra maternity leave

• Extra Paternity Leave

• Examination leave

• Insurance plan

• Medical plan

• Family medical plan

• Dental plan