Credit Risk Manager (FI Credit)

Job No.: 499395
Employment Type: Full time
Departments: Risk Management Department
Job Functions: Risk Management

Job Descriptions

• Conduct in-depth analysis of financial statements, economic data, and market trends for financial institutions and sovereign governments to assess credit risk under the guidance of the FI Credit Risk Management Head. 
• Prepare detailed credit proposals and recommendations for senior stakeholders and credit committees.
• Work closely with relationship managers, product teams, and other internal units to structure credit facilities and align on credit risk strategies.
• Ensure compliance with regulatory requirements for counterparty risk management and support internal audits and regulatory reviews.
• Foster strong collaborative relationships with internal stakeholders to promptly identify and resolve risk and control issues.
• Assist with regulatory examinations and auditing tasks related to counterparty credit risk.

Job Requirements

• University degree or higher holder with major in risk management, economics, finance, accounting, or related fields.
• Over 3 years of work experience in credit risk assessment.  The final job level will be determined based on work experience.
• Professional qualifications such as CFA, GARP-FRM and/ or HKIB-ECF (CRM) are preferred.
• Solid understanding of macroeconomics, capital markets, public debt instruments, and industry developments affecting financial institutions and sovereigns.
• Good oral and written communication skills in Chinese and English to convey complex economic and financial concepts clearly to diverse audiences.
• Proficiency in use of Microsoft Word and Excel; familiarity with market information tools such as Bloomberg and LSEG Workspace is also preferred.
• Willing to work under pressure with strong self-initiative.