OK Finance - Manager, Credit Approval

Oversee and approve unsecured lending applications with a high level of authority, ensuring adherence to credit policies, regulatory standards, and portfolio quality objectives.

Main Responsibilities: 

• Evaluate and approve complex or high-value unsecured loan applications within extended approval authority
• Ensuring the loans are granted in compliance with Credit Policy and HKMA guidelines
• Uphold service excellence for internal stakeholders while managing and prioritizing approval workflows to meet business timelines
• Mentor and guide junior approvers, providing expertise and support in credit decision-making
• Assisting immediate supervisor to handle various tasks and activities
• Acting as a back up to support other products credit approval

Incumbent Requirements:

• Secondary education or attained the HKDSE; Post-Secondary is preferable
• Minimum of 3-5 years of experience in credit assessment, approval, or risk management in unsecured lending area
• In-depth knowledge of personal loans, unsecured products, and relevant banking regulations in Hong Kong
• Strong analytical skills and sound judgment, with the ability to make decisions clearly
• Excellent communication and interpersonal skills, with experience in guiding or training team members
• Proficiency in MS Office applications