VP, CDD Approval, Business Banking - Hang Seng Bank (HK)

Some careers have more impact than others. 

If you’re looking for a career where you can make a real impression, join Hang Seng and discover how valued you’ll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, Hang Seng offers opportunities, support and rewards that will take you further. 

Commercial Banking - Business Banking

Hang Seng’s Commercial Banking business provides customized one-stop financial solutions to our corporate customers, from prime small and medium-sized businesses to publicly listed companies.  
  
For customers conducting business locally or around the world, we offer a comprehensive range of services including corporate lending, trade and receivables finance, structured loan, cash management, investment, treasury services, insurance and e-Banking services.  As a reliable financial partner, we attend to the specific business needs of our customers and provide efficient tailor-made banking solutions through our relationship managers and dedicated specialists. 

We are currently seeking a high caliber professional to join our team as VP, CDD Approval, Business Banking. 

Principal responsibilities 

• Review and provide approval on new-to-bank account opening applications for BBD Portfolio-managed segment by ensuring all mass customers comply with the Group and the Bank’s policy, procedures and appetites. This is achieved through ensuring any potential financial crime red flags identified in the applications are explained and addressed, conducting online searches, discussion with CDD case managers, etc. 
• Assist in managing CDD controls for BBD portfolio-managed segment, balancing risk management, business need as well as operational efficiency, through participating in ongoing review and discussion of CDD procedures, documentation, staying alert and escalating any control gaps identified, and providing expert advice. 
• Liaise with CDD case managers on the required standard and make sensible judgment to balance commercial interest without compromising risk controls. 
• Ensure quality business referrals to appropriate parties in Hang Seng, in strict compliance with all internal and external regulations and policies when available 
• Ensure compliance with internal and regulatory requirements 

Requirement 

• University degree in Finance and Accounting, Finance, Economics, Banking, Business Management and related discipline 
• Proven years of working experience in the banking industry with focus on commercial banking and good understanding of Know Your Customer (KYC) regulatory requirements on corporate customers. Portfolio management experience in commercial banking is an advantage 
• High level of customer centricity mindset with dedication to deliver exceptional quality services for customers 
• Built effective networks both internally and externally and created opportunities for others to work collaboratively  
• Skilled decision-maker, making considered and timely decisions particularly when under pressure 
• Good analytic, judgmental and decision making skills sufficient to identify and resolve problems while maintaining time scales and quality of output 
• Excellent written and spoken communication skills with experience of successfully influencing others, negotiating effectively and winning over audiences with compelling and persuasive presentations 
• Great sense of ownership and servicing mindset to ensure efficient and effective customer service processes 
• Professional qualifications such as Enhanced Competency Framework (ECF) and/or Certified Banker (CB) under Hong Kong Institute of Bankers (HKIB) would be an advantage. 

(Candidate with less experience would be considered as AVP, CDD Approval, Business Banking)