Associate, Corporate Banking - Hang Seng Bank (HK)

Some careers have more impact than others.

If you’re looking for a career where you can make a real impression, join Hang Seng and discover how valued you’ll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, Hang Seng offers opportunities, support and rewards that will take you further.

Hang Seng’s Commercial Banking (CMB) business provides customized one-stop financial solutions to our corporate customers, from prime small and medium-sized businesses to publicly listed companies. 

Commercial Banking - Corporate Banking 

For customers conducting business locally or around the world, we offer a comprehensive range of services including corporate lending, trade and receivables finance, structured loan, cash management, investment, treasury services, insurance and e-Banking services.  As a reliable financial partner, we attend to the specific business needs of our customers and provide efficient tailor-made banking solutions through our relationship managers and dedicated specialists.

We are currently seeking a high caliber professional to join our team as Associate, Corporate Banking, reporting to Division Head, Corporate Banking.

Principal responsibilities

• Support senior relationship managers in managing a quality of commercial banking portfolio to achieve business targets and deepen client relationship
• Manage internal processes, prepare credit proposals and facilities documentation with good understanding of client businesses, financing arrangements and market conditions
• Conduct credit reviews / inspections of customers’ operational facilities and ensure identification of potential credit issues. Take preemptive measures to avoid bad and non-performing loans
• Identify sales opportunities and liaise with product partners to deliver appropriate product and service solutions to increase revenue from customers and maximize profitability of each relationship

Qualifications 

• University degree in Business Management, Banking, Finance or a related discipline or other relevant qualifications
• Knowledge in the fields of cash management, trade finance, FX and other market products, asset management or structured finance
• Proven experience in credit analysis, credit risk management, sales and marketing, and customer relationship management
• Pass in HKSI and IA licensing examinations preferred
• Strong sales and customer service orientation, with self-motivation and ability to work under pressure
• Strong growth mindset, communication, interpersonal and analytical skills
• Proficiency in both English and Chinese, fluency in Putonghua is a must
• The employment is subject to Mandatory Reference Checking Scheme (MRCS) as per regulatory requirement. For details, please refer to Hong Kong Monetary Authority - Mandatory Reference Checking Scheme.”