Assistant Retail Lending Manager [Ref: ARLM-ALAI]

Job Responsibilities:

• Solicit business opportunities by promoting retail financing products (e.g. mortgage, secured loan, etc.) to the mass-market customers and conducting outreach sales activities by establishing good relationship with business partners;
• Handle customer inquiries and retail credit applications in a professional and compliance manner.
• Make referrals if necessary in order to achieve the business sales targets of the bank. Identify and fulfill customers’ needs, drive initiatives for continuous enhancement on the service level of the bank to ensure quality and professional services are provided. 

Job Requirements:

• Bachelor’s degree or above Business or related disciplines;
• At least 1 year of sales experience in consumer banking field;
• Sales and customer-oriented, outgoing, energetic with high flexibility;
• Comprehensive knowledge of retail financing products and a broad range of banking offerings, including general banking services, insurance and investments. Cross border business experience is an added advantage;
• Proactive with excellent interpersonal and communication skills;
• Passed in LE 1, 7, 8 or equivalent and IIQE (Paper 1, 2, 3 & 5) Intermediaries Examination is a must;
• Cross border business experience is an added advantage;
• Proficient in both spoken and written English and Chinese including Putonghua;
• Candidate with more experience will be considered as Retail Financing Manager.

This position is subject to the Mandatory Reference Checking (MRC) Scheme, as mandated by the Hong Kong Monetary Authority (HKMA). You are required to give consent for the Bank to conduct reference checks with your previous employers, and offer of employment is conditional upon satisfactory MRC results. For more details, please visit The Hong Kong Association of Banks (HKAB)’s website at [https://www.hkab.org.hk/en/page/5/mandatory-reference-checking-scheme-phase-2]. Additional information could be provided upon request.