Credit Portfolio Analyst (Deputy Manager to Senior Manager), CMD

Responsibilities:

·  Monitor and analyze non-performing assets, prepare MIS reports to management, head office and regulatory

authorities.

· Coordinate internally for impairment forecasts of non-performing loans on a monthly basis. Work with the Finance and Accounting Department to prepare monthly provisioning and adjustments.

· Responsible for polices and handling procedure updates for accounting treatments of non-performing loans together with the Finance and Accounting Department or other related departments.

· Responsible for communications and reporting on asset qualities, internal controls and compliance returns with other departments, external auditor and regulatory authorities.

· Undertake regular follow-ups and reviews of internal controls and compliance returns, update internal handling procedures where needed.

· Perform annual review of external debt collection agents.

· Perform other ad-hoc duties as assigned.

Requirements:

· University graduate with major in Business, Finance, Statistics or Banking with qualifications such as CPA, ACCA an advantage.

· Minimum 5 years banking experience and over 3 years of experience in Finance, Debts Recovery, Commercial Lending, or credit function is preferable.

· Working experience as a business data analyst or an auditor in accounting firms can also be considered.

· Knowledge in statistics and proficiency in Excel, SAS and other data analytical tools/software.

· Understanding of corporate and consumer products and services.

· Understanding of banking operating management process and banking regulations.

· Good communication and interpersonal skills. A team player to work with other departments.

· Good command of both written and spoken Chinese (Mandarin) and English.

· Holder of ECF on Credit Risk Management is preferable.