Senior Manager, Credit & Risks

At Delta Asia Financial Group, we foster a supportive and empowering environment that enables our employees to shape rewarding career journeys. We are committed to your professional growth and development, and to creating a workplace culture that values collaboration, innovation, and excellence.

Job Responsibilities

• Assess, review, and recommend credit proposals and loan reviews, securing approvals in accordance with the Group's policies and respective lending authorities
• Enhance the credit policies, procedures, and controls to optimize the Group's risk exposure and ensure regulatory compliance
• Assist the department head in tracking and assessing the quality of the loan portfolio effectively and strategically
• Review and analyze credit risk management reports, recommending appropriate actions as needed
• Manage loan portfolio proactively to reduce delinquency and bad debt by taking proactive remedial actions at an early stage
• Supervise, mentor, and develop the credit operations team, ensuring efficient daily operations and high-quality output
• Handle ad hoc tasks as assigned

Job Requirements

• Bachelor’s Degree holder in Business Administration, Finance or related disciplines, AHKIB or equivalent professional qualifications is an advantage
• 12+ years relevant experience in credit and risks management
• Sound knowledge of banking operations, particularly in risk management and credit control
• Good understanding of policies, procedures, practices and rules in banking industry
• Strong leadership, analytical and decision-making skills
• A team player with good communication and management skills with positive working attitude
• Good command of both spoken and written English and Chinese
• Station in Macau upon work visa valid

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