Credit Analyst - APAC

Job Responsibilities

• Prepare detailed credit assessments, process credit applications, and provide recommendations on syndicated loans, project loans, LBOs, and cross-border lending, primarily covering the Asia-Pacific regional market.

• Evaluate and challenge credit limit proposals, and prepare credit opinions/recommendations for credit approvers based on risk and mitigation summaries.

• Ensure credit requests are duly assessed against all internal and external requirements, including approving applications within delegated authority.

• Participate in cross-departmental projects and provide guidance as a subject matter expert on credit risk issues.

Job Requirements

• Proficiency in the Asia-Pacific regional market and regulatory framework is required. Preference will be given to candidates with experience in credit assessment/approval covering the Asia-Pacific region.

• University graduate majoring in Accounting, Finance, or related disciplines.

• Minimum 5 years of credit risk management experience, preferably with exposure to syndicated loans, project loans, LBOs, and cross-border lending.

• Professional qualifications (e.g., HKICPA, ACCA, CFA, FRM) preferred but not mandatory.

• Solid knowledge of fundamental financial analysis.

• Self-motivated, independent, analytical thinker with ability to work under pressure.

• Strong interpersonal, communication, negotiation, and presentation skills; experience interacting with senior management.

• Fluency in written and spoken English and Chinese (including Putonghua).

• Holder of ECF on Credit Risk Management certification is preferable.