Job responsibility
Credit Documentation Review: Provide comprehensive legal review and vetting of credit facilities documentation, including facility letters, loan agreements, security documents, and guarantees for various credit products (e.g., syndicated loans, bilateral loans, trade finance, and project finance).
Risk Assessment: Identify, assess, and mitigate legal risks associated with lending transactions and collateral arrangements to ensure the Bank’s interests are adequately protected.
Regulatory Compliance: Ensure all credit-related activities and documentation comply with the laws and regulations of Hong Kong (e.g., Hong Kong Monetary Authority guidelines, Banking Ordinance) and the Bank’s internal policies.
Legal Advisory: Provide proactive legal advice to the Credit Department, Relationship Managers, and senior management on complex credit structures, cross-border lending issues, and enforcement actions.
Participate in ad-hoc projects as assigned
Job requirement
Bachelor of Laws (LLB) or above.
Minimum of 3 years of experience in a law firm (specializing in Banking & Finance) or in-house legal department of a commercial bank is required.
Solid knowledge of Hong Kong banking laws. Proven experience in reviewing loan agreements and security documents is essential.Qualified lawyer in Hong Kong or other common law jurisdictions (e.g.UK),possession of a valid Practicing Certificate is highly preferred.
Strong analytical, communication and interpersonal skills.
Good command of both written and spoken English and Chinese, including Putonghua
Proficiency in MS Word, Excel ,PowerPoint & Chinese/English character input
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