Manager, Credit Appraisal (FI/Treasury Credit)

Responsibilities: 

• Perform credit assessment submitted by front office on financial institutions, sovereign entities and corporate bonds

• Provide recommendation for appropriate credit structure and limits

• Ensure all credit applications are complied with regulatory requirements and the Bank's policies and guidelines

• Identify problem cases and implement action plans to mitigate any risk

• Closely monitor industry development and negative signal for appropriate action and escalation to management

• Produce regular credit reports and conduct analysis on credit portfolio for the Bank

• Formulate/review credit risk management policy and procedures for treasury credit operations

Requirements: 

• Degree holder in Business Administration, Finance, Risk Management or related disciplines

• Minimum 3 years of relevant experience in credit analysis for financial institutions, sovereign entities and corporate bonds

• Holder of Enhanced Competency Framework on Credit Risk Management (ECF-CRM) preferred

• Good knowledge in credit risk management and control processes, including knowledge of financial analysis, regulatory requirements and credit mitigation techniques used in counterparty analysis

• Self-motivated and detail-minded with strong risk control sense and analytical skills

• Proficiency in both written and spoken English, Chinese and Putonghua