Manager, Credit Analysis (Corporate Banking Division)

Responsibilities:

• Facilitate new and renewal credit applications for corporate and SME customers
• Prepare quality credit proposals, including in-depth financial analysis, thorough industry research and business analysis
• Evaluate customer's risk profile and give independent recommendations on potential risks and mitigation measures
• Ensure compliance with Bank’s internal policies and procedures relating to lending and other credit-related areas as well as the regulatory requirements within day to day operations
• Ensure approved credit lines are in compliance with the Bank’s approved overall and specific credit policies
• Support RM teams in addressing credit queries and liaise with the Credit Division on credit-related matters
• Monitor the processing of credit applications concerning credit issues, special approvals or date postponement required, and conduct interim reviews of any accounts when needed

Requirements:

• Degree holder in Business Administration, Finance, Risk Management or related disciplines
• Holder of ECF-CRM is preferred
• Minimum 4 years of experience in credit and financial analysis or related functions for corporate / commercial / SME customers
• Knowledge of local economic / industrial conditions, banking laws and practices and related lending products
• Detailed-oriented, good analytical and report writing skills with sound credit judgment
• Team player with tactful interpersonal and communication skills
• Self-motivated and able to work under pressure
• Proficiency in both written and spoken English, Chinese and Putonghua

(Candidates with less experience will be considered for the position of Assistant Manager)