Credit Analyst (SME)

Job Responsibilities:

• Assess all underlying risk of credit applications

• Conduct cashflow analysis, projection, peer comparison, if applicable, with reference to the relevant information gathered from internal and external sources

• Coordinate with Corporate/Business Managers for any matters related to credit applications, further elaborate and clarify with respective commercial officers if needed

• Give comments if any special approvals and date postponement are required
  Keep track on any credit issues that need to be followed up and conduct interim review of any accounts if required

• Monitor turnaround timeframe for processing of credit proposals

• Approve credit applications within the delegated authority

• Perform other duties delegated by the Section Head

Requirements:

• University graduate

• Minimum 3 years of experience in credit analyst with relevant credit analysis and bills operation trainings

• Sound knowledge of local economic/industrial conditions, banking laws & practices, in-depth knowledge of import & export operations and related lending products offered by Banks

• HKICPA, ACCA, CFA, FRM are preferred

• Good analytical & report writing skills with logical credit judgment

• Self-motivated and able to work independently & under pressure with limited time constraints

• Good problem solving ability and tactful inter-personal & communication skills

• Good knowledge in PC skills

• Good command of written & spoken English & Chinese

• Candidate with more experience will be considered as Senior Manager / AVP

• Holder of ECF on Credit Risk Management is preferable