Vice President (Head Role), Customer Risk Monitoring & Control

Shanghai Commercial Bank Ltd

The qualified candidate will lead a team of professionals responsible for coordinating and overseeing KYC/AML activities associated with high‑risk account openings, periodic CDD assessments, trigger‑event reviews, FATCA, CRS, name screening, etc. This role balances risk oversight with operational support and serves as a liaison between front‑line business/operations and the second‑line compliance and risk management functions.

Key Responsibilities:

Account review

Lead, coordinate, and oversee KYC/AML activities for opening high‑risk accounts, periodic CDD assessments, trigger‑event reviews, and name screening—ensuring full compliance with internal policies and regulatory requirements.
Conduct periodic and trigger reviews to keep customer profiles current and accurately reflect risk factors.
Monitor the timeliness of all CDD/EDD reviews, transaction‑monitoring, and sanctions screening activities.
Assess the relevance and completeness of CDD information supplied by front‑line staff, and perform appropriate due‑diligence checks and information searches in line with bank policies.

Stakeholder Collaboration & Escalation

Advise front‑line staff on onboarding, periodic reviews, and trigger‑event reviews in line with SCB policies and regulatory requirements, ensuring compliance.
Conduct training for front‑line personnel on customer documentation and KYC subjects.
Compile management‑level reports to support reviews and reinforce control procedures and processes.
Flag deficiencies, suspicious AML activity, or other non‑compliance issues to the appropriate parties and management.

Team Leadership & Development

Guide staff of the department through complex risk assessments, offering insights into judgment and decision‑making for borderline cases.
Manage training initiatives to ensure the team remains proficient in AML/CFT, sanctions, and regulatory updates.

Name Screening Oversight

Set standards for name screening exercises (e.g., PEPs, sanctions, adverse media) and approve exceptions for high-profile matches.

System Enhancement

Collaborate with IT and other stakeholder to enhance AML/CDD related systems and tools, advocating for automation and data-driven solutions to improve efficiency and risk detection.

Minimum Requirements:

Degree holder in Business Administration or related discipline, holder of Certified AML Professional (CAMLP) or Associate AML Professional (AAMLP) preferred.
Minimum 10 years of relevant FCC/ CDD and team lead experience in well-established banks or financial institutions
Strong understanding on banking products, services, operations procedures as well as industry and regulatory standards
Knowledgeable with various risk disciplines such as credit and operational risk management
Strong analytical, research, and problem-solving skills with sound interpersonal and leadership skills
IT skills proficiency with strong data analytic skills an advantage
Good command of spoken and written English and Chinese