Credit Risk Analyst - Risk Management

Key Responsibilities:

• Conduct thorough analysis of clients’ financial statements, cash flow projections, and credit reports to evaluate creditworthiness.
• Assess risk factors, including industry trends, market conditions, debt structures, and collateral valuations, to determine loan feasibility.
• Prepare detailed credit memoranda and present recommendations to credit committees for approval or denial of credit applications.
• Monitor and review existing credit portfolios, identifying potential risks and recommending proactive measures.
• Contribute to the development and enhancement of credit risk models, scoring systems, and internal processes.
• Liaise with other departments to prepare documentation for the Board and Risk Committee.

Job Requirements:

• University degree in Accounting / Finance / Risk Management / other related disciplines
• 3 years in credit analysis
• CPA or CFA preferred
• Possess strong credit analytical skills and with the ability of producing high quality report
• Good command of English and Chinese
• Efficient, self-motivated, independent and able to work under pressure