Senior Officer, Credit Acceptance

About Bangkok Bank:

Established in 1944, Bangkok Bank is one of the largest regional banks in Southeast Asia. We are a leading bank in Thailand and a market leader in corporate and business banking serving large corporations and multinationals across a wide range of industries.

Our international network includes more than 200 overseas branches in 14 economies - Cambodia, China, Hong Kong, Indonesia, Japan, Laos, Malaysia, Myanmar, the Philippines, Singapore, Taiwan, the United Kingdom, the United States and Vietnam.  We are the only Thai bank with a substantial presence in China, through our wholly-owned subsidiary Bangkok Bank (China).  We provide customers with financial and business advice and work with them as a trusted partner to create value for their business.

We are now seeking a high caliber candidate to join our Hong Kong Branch.

Responsibilities:

• Review and evaluate on credit applications submitted by the business unit. This is including collecting relevant information which is necessary to credit analysis and discussing with business unit to obtain clarification on credit applications. The analysis is to be submitted to the Department Manager and presented to the Loan Committee.

• Check if CA is in compliance with credit policies, General Underwriting Standards & other related guidelines.

• Check and ensure correctness of financial spreading in Bualuang metrics conducted by business unit.

• Conduct Credit Risk Rating (CRR) and review Facility Risk Rating (FRR) given by the business unit.

• Participate in customer visits jointly with the business unit upon request of business unit.

• Check the compliance of financial covenants upon receiving borrowers’ financial statement from business unit and report the non-compliance to Department Manager. Monitor exception reports and on-going news.

• Conduct due diligence checking for local beneficiaries/buyers/suppliers of credit customers.

• Prepare on quarterly basis the collateral analysis portion of the HKB Credit Portfolio Quality Report.

• Prepare departmental/management reports on monthly/quarterly basis such as the NBMCE Qualitative Report.

• Undertake any other ad-hoc assignments given by Department Manager.

Requirements:

• Bachelor degree in Finance / Accounting or related fields

• Min 8 years of work experience in similar capacity in financial services industry

• Self-motivated with good communication and organizational skills

• Ability to work under pressure and handle complex cases

• Holder of Credit Risk Management qualification is preferred

• Experience in trade products / derivatives is preferred

• Proficiency in both English and Chinese is a pre-requisite