Manager, Loan Review (Credit Monitoring)

About Bangkok Bank:

Established in 1944, Bangkok Bank is one of the largest regional banks in Southeast Asia. We are a leading bank in Thailand and a market leader in corporate and business banking serving large corporations and multinationals across a wide range of industries.

Our international network includes more than 200 overseas branches in 14 economies - Cambodia, China, Hong Kong, Indonesia, Japan, Laos, Malaysia, Myanmar, the Philippines, Singapore, Taiwan, the United Kingdom, the United States and Vietnam.  We are the only Thai bank with a substantial presence in China, through our wholly-owned subsidiary Bangkok Bank (China).  We provide customers with financial and business advice and work with them as a trusted partner to create value for their business.

We are now seeking a high caliber candidate to join our Hong Kong Branch.

Responsibilities:

• Identify factors impacting borrowers' businesses or credit quality. Conduct ad-hoc reviews as required and report findings to Management and Head Office
• Ensure completeness of loan and security documentation
• Implement sampling or selection review process for drawdown transactions
• Review adequacy of loan loss reserves in accordance with IFRS9 standards
• Identify problem loans through post-lending reviews and promptly alert Management to inherent credit risks
• Report credit exceptions that do not comply with legal regulations and bank policies to Management
• Verify correctness of credit ratings in compliance with grading standards set by government authorities
• Estimate Bank's exposures and assess profitability and vulnerability under stress conditions considering economic downturns and property slumps
• Develop and oversee annual loan review plan ensuring comprehensive review of credit accounts
• Liaise with Head Office regarding problem loan accounts
• Supervise and mentor subordinates in the asset quality review process
• Perform ad-hoc duties as and when assigned

Requirements:

• Bachelor’s degree in Finance, Business Administration or related field. Master’s degree would be an advantage
• Minimum 5 years of experience in loan review, credit risk management or related areas
• Strong understanding of IFRS9 and regulatory compliance
• Exceptional analytical and leadership skills
• Proficiency in MS Office
• Excellent communication and interpersonal skills
• Good command of both written and spoken English and Chinese