Manager, Business Analysis & Accounting (Retail Finance & Credit Card Dept)

Responsibilities:

• Responsible for the daily settlement of credit card and acquiring business,  including transaction data verification and fund collection and payment settlement of card issuance and acquiring transactions with card organizations, and daily check settlement, transaction adjustment, abnormal transaction reconciliation and other accounting processing of credit card and acquiring business.

• Responsible for the management accounting of credit card and acquiring business, including the account management of transaction funds receivable and payable accounts in credit card and acquiring business, accounting bookkeeping rules design and adjustment, account balance monitoring and analysis, etc.

• Responsible for the reporting of accounting and financial data related to credit card and acquiring business. According to the requirements of management and external supervision, regularly provide credit card and acquiring business, accounts, transactions, funds, charges, risks, loan balances and other credit card and acquiring business related data reports.

• Responsible for the expense management of credit card and acquiring business. Combined with business needs and the bank's financial management system, carry out budget preparation for business expenses, expense application and related process processing for use, etc.

• Responsible for the analysis of credit card and acquiring business operations. Based on business development needs, sort out and build the data assets and reporting system of credit card and acquiring business from the bottom up, conduct business analysis on financial models, revenue structure analysis, transaction trend, user transaction activity and cross-customer penetration operations, product pricing and other topics, and provide business diagnosis and strategic decision-making suggestions to the management.

Requirements:

• Bachelor degree or above, major in financial management, accounting, economics and finance is preferred. More than 5 years of accounting and financial management related work experience, retail credit and credit card related experience is preferred.

• Possess solid accounting processing capabilities, financial management and accounting analysis capabilities, and be competent for the establishment of accounting systems based on business development needs and process system construction that meets regulatory and audit requirements. CPA/ACCA accounting professional qualification certificates are preferred.

• Have good business analysis capabilities, have a good understanding of bank retail business, credit card business, and payment and settlement business, and be competent for business monitoring and analysis based on financial goals and propose business development strategies and suggestions.