AML Advisory Officer

Job Purpose

Assist Financial Crime Compliance Team to handle anti-money laundering / counter-financial terrorist (“AML/CFT”), sanctions matters.

1. Provide and lead AML/CFT/sanctions advisory, and oversee Enhanced Due Diligence (EDD) approval processes for corporate and high-net-worth individual (HNWI) clients; deliver expert opinions on complex, cross-border, or high-risk scenarios.

2. Review and enhance CDD-related policies, procedures, and SOPs; develop or update CDD risk assessment methodologies (including customer risk rating, country/industry/product risk factors), and drive adoption across first line and operations.

3. Oversee and execute customer due diligence and ongoing due diligence (KYC/CDD/Periodic Reviews); provide guidance on event-driven reviews (e.g., eKYC changes, UBO changes, complex ownership structures, PEP identification), and perform independent review and QA where needed.

4. Undertake special and ad-hoc tasks assigned by the Head of Financial Crime Compliance / Head of Compliance, producing high-quality management reports and actionable insights.

5. Provide on-the-job coaching and mentorship; support talent development and job rotation within the FCC team.

Job Requirements

1. Bachelor’s degree or above; majors in Business, Law, Information Technology, Data Management, or related disciplines preferred.

1. Minimum 3 years of relevant experience in AML/Compliance within financial institutions, with at least 2 years hands-on in KYC/CDD/EDD.

2. Experience in account opening review, complex ownership/UBO look-through (including cross-jurisdictional), PEP and adverse media handling, and cross-border/offshore client structures is preferred. Basic Understanding of AML, Holder of AAMLP / CAMLP / CAMS certification is preferred.

3. Self-motivated, independent and ability to work with colleagues in different functions and across all levels, willing to think out of the box

4. Strong analytical and communication skills

5. Proficiency in both written and spoken English and Chinese, fluency in Putonghua preferred