Technical Solution Architecture Design, lead architecture design for banking systems (e.g., accounts, credit, payments, investments, client channels), data mid-platforms, and cloud platforms.
Develop technical solutions including microservice decomposition, containerized deployment, and high-availability disaster recovery (e.g., two-site, three-data-center architecture).
3 Standards & Process Development, Establish bank-wide technical standards (e.g., Microservice Development Standards, Container Deployment Specifications). Customize and implement compliance frameworks (CMMI/ISO 27001), ensuring adherence across R&D processes.
Technical Solution Review, Evaluate technology selections and architecture designs for major projects regarding compliance, performance, and security. Identify and mitigate technical risks proactively.
Complex Issue Resolution, lead troubleshooting for critical production incidents (e.g., high-concurrency transaction delays, distributed transaction consistency, payment link disaster recovery).
Develop emergency response protocols, Emerging Technology Research Investigate blockchain, stablecoin applications, generative AI, and privacy-preserving computing. Deliver feasibility reports and pilot implementation plans.
Business Collaboration & Vendor Management, Deeply understand business logic (e.g., mobile banking channels, SWIFT/cross-border payments). Coordinate with risk, compliance, and business teams to formulate technology roadmaps. Lead technical evaluations of third-party vendors.
Technology Governance, Design and oversee IT governance policies and strategic planning.
Major Production Incident Resolution, Directly manage critical system failure recovery.
Requirements:
University graduate in Business, Information Technology, Computer Science or related disciplines
8 years or above working experience in system architecture at Banks or Fintech firms. Led 2 or above core banking system implementations (eg. accounts/credit/payments/investments/channels).
Process Expertise, Mastery of CMMI/DevOps frameworks and compliance implementations (eg. ISO 27001, PCI-DSS).
Architecture Skills, expertise in microservices (Spring Cloud) and cloud-native stacks (Kubernetes). Experience designing systems handling 1M+ TPS.
Proficiency in development, Java expert-level competency. Optimization expertise in distributed transactions, caching (Redis), and message queues (Kafka).
Security Knowledge, Familiar with financial security standards (e.g. FIDO authentication). With payment risk control system design experience is preferable.
Business Acumen, Deep understanding of banking workflows: Customer journey (onboarding to payments to wealth management), Payment clearing (real-time/batch processing). Omnichannel routing integration, hands-on experience in integrating payment channels (eg. UnionPay/SWIFT/third-party gateways).
Experience of cross-departmental collaboration and project leadership. With proven innovation track record (e.g., AI chatbots, blockchain solutions). Patents or industry awards are advantageous.