Corporate and Investment Banking Professional

Business Function

Our Corporate and Investment Banking division provides a comprehensive range of banking products and services to corporate clients, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans, and foreign exchange. We are committed to building long-term partnerships with our clients through exceptional relationship management, service differentiation, innovative product development, and rigorous credit standards.

Responsibilities

• Assist senior bankers in credit origination, including the preparation and review of credit memos for corporate lending, derivatives hedging, and trade-related financial solutions in Hong Kong and China.
• Assess the creditworthiness of clients through insightful industry analysis, risk grading, financial modeling, and stress testing.
• Identify key historical and future credit (and non-credit) risks of customers.
• Analyze financial statements to perform ratio analysis, evaluate credit quality, and manage submission timelines.
• Monitor the portfolio of lending and derivative exposure, conducting credit and exposure analysis in credit forums.
• Ensure compliance with regulatory and risk requirements and monitor ongoing credit developments.
• Provide training to staff on credit memo writing and regulatory matters as needed.

Requirements

• Degree in Business Administration, Finance, Marketing, Economics, or related fields.
• Minimum of 10 years of experience in relationship management and credit analysis within a corporate/commercial banking environment.
• Strong understanding of commercial banking products and services, including cross-border RMB products in Hong Kong and China.
• Excellent credit analysis and risk management skills.
• Demonstrated drive for results with the ability to adapt to a fast-paced environment.
• Strong leadership and effective interpersonal and communication skills.
• Proficiency in written and spoken English, Cantonese, and Mandarin.