Collection Manager [Ref: CM-KF]

Job Responsibilities

• Manage and monitor non-performing loans (NPLs) to maximise recovery and to reduce the number of NPL accounts for the Bank.
• Formulate account strategies and action plans for the designated NPL accounts and review and monitor recovery actions.
• Negotiate with the relevant parties for restructuring / repayment plan.
• Liaise with HK and PRC solicitor firms for taking legal action against NPL debtors.
• Execute the sale of collaterals/disposal of repossessed assets.
• Liaise with outside collection agents on problem loans and manage its progress.
• Prepare credit application including security enforcement and legal proceedings, provisions, asset classifications for the NPL accounts.
• Prepare credit proposal including recovery actions, debt restructuring and charge off.
• Ensure recovery procedures and complied with internal and external regulations.
• Provide administration and operation support including system projects/enhancement as required from time to time.

Job Requirements

• Degree holder in banking, finance, risk management or law is preferred.
• At least 4 years of relevant credit risk management or banking experience with practical knowledge on special asset management.
• Holder of ECF-CRM would be an advantage
• Knowledge of NPL management including documentation, collateral enforcement, litigation.
• Good credit analytical and negotiation as well as interpersonal skills.
• Good command of both written and spoken Chinese (including Putonghua) and English.
• Good PC knowledge (MS Word, Excel, Powerpoint and Power BI etc.)