Responsibilities:
Analyse and review complex and sizeable loans in HK and the Mainland to ensure that they adhere to existing policy guidelines
Liaise with business units to resolve credit issues and expedite the process
Assist in collecting market intelligence through various channels
Prepare various MIS reports for the management's review
Ensure credit facilities adhere to the Bank's internal credit policies/guidelines as well as external regulatory requirements
Conduct site visits for customers in China
Requirements:
Degree holder in Finance, Risk Management or related disciplines. Professional qualifications, such as CFA, CPA, ECF-CRM, etc., are preferred.
Minimum 8 years of experience in credit approval for both HK and China SME and Corporates
Sound knowledge in lending and hedging products
Good understanding of market practice and banking regulations in HK and China
Self-motivated and detail-minded with strong risk control senses and analytical skills
Strong in written and spoken English and Chinese, proficiency in Putonghua is preferable
Travelling to China for site visits is occasionally required
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