Head of Business Secured Lending

Key Responsibilities:

Strategic Leadership:

• Develop and execute the strategic vision for the Business Secured Loan Lending portfolio.
• Identify market opportunities and drive innovation in lending products and services.
• Client Acquisition and Relationship Management:
• Lead efforts to acquire and retain high-quality business clients.
• Build and maintain strong relationships with key clients, ensuring their needs are met and exceeded

Product Development and Portfolio Management:

• Oversee the development of new secured lending products tailored to the needs of Hong Kong businesses.
• Monitor and optimize the performance of the lending portfolio, ensuring alignment with business goals and risk appetite.

Risk Management:

• Implement robust risk management practices to mitigate credit, operational, and compliance risks.
• Work closely with the risk and compliance teams to ensure adherence to regulatory requirements and internal policies.

Team Leadership and Development:

• Lead and inspire a high-performing team of lending professionals.
• Foster a culture of collaboration, innovation, and continuous improvement.

Performance Monitoring and Reporting:

• Monitor key performance indicators (KPIs) and provide regular updates to senior management.
• Prepare and present reports on portfolio performance, risk metrics, and strategic initiatives.

Qualifications:

Experience:

• Minimum of 10 years of experience in lending, with a strong focus on secured loans and business lending.
• Proven track record of leading lending teams and driving business growth in a dynamic financial environment or banking industry.
• Experience in the Hong Kong market is highly preferred.

Education:

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field.
• MBA or advanced degree in a relevant field is a plus.

Skills:

• In-depth knowledge of secured lending products, credit assessment, and risk management.
• Strong understanding of Hong Kong’s regulatory environment and lending regulations.
• Excellent leadership, communication, and negotiation skills.
• Ability to work collaboratively across functions and manage multiple priorities.