Executive Director, Head of Cards and Unsecured Lending

Responsibilities

• Manage P&L and drive credit card, payment and personal loan businesses growth and increase market share
• Establish goals and implementation of strategies to achieve growth, profit, operational efficiency and best-in-class customer experience
• Set the strategic direction for the business in terms of ambition, products, partners, business development, segments and channels in cooperation with Local and Global partners
• Ensure strong value propositions focused on core customer segments and products across investment, insurance, cards, unsecured & secured lending
• Monitor overall exposure to minimize losses from bad debts and fraud
• Closely monitor control on business compliance and ensure all retail activities are in full compliance to relevant regulatory bodies
• Keep up to speed to key trends, innovations and capabilities in the marketplace and understand the corresponding impact on the Bank

Requirements

• Bachelor’s Degree in Business Administration, Finance or relevant discipline
• Minimum 15 years of relevant experience in banking or financial industry
• Experience of engaging and managing senior management and various stakeholders
• Experience of product management and driving product change/ transformation initiatives of new product innovation
• Strong leadership and people management experience
• Business acumen and in-depth knowledge in cards and unsecured lending
• Personal drive and results-driven approach
• Proficiency in both written and spoken English and Chinese