DepDeputy/ Credit Risk Manager (Credit Policy)

Job No.: 499586
Employment Type: Full time
Departments: Personal Banking Risk And Integrated Management Department
Job Functions: Risk Management, Policy Administration

Responsibility

• Responsible for executing all-rounded credit policy duties of various lending products.
• Manage and monitor lending portfolio to manage asset quality.
• Provide recommendation regarding policy strategy effectiveness for various portfolios.
• To prepare regular or ad hoc reports with regard to the lending portfolio and credit compliance.
• Keep abreast of the prevailing market conditions, bank policies or guidelines and regulatory requirements of credit risk management and ensure compliance thereof.
• Liaise with various parties to consider various risks in product / project development processes.
• Performs other duties as assigned.

Requirements:

• University Degree with major in Business Administration, Statistics, Data science and technology, Risk Management or related disciplines is preferable.
• Professional qualification such as CPA, FRM, CFA will be desirable.
• 3 years’ experience in credit analysis, preferably with data science or fintech experience is preferred.
• Sound knowledge of all aspects of credit industry.
• Good credit sense / credit judgment with strong communication and interpersonal skills.
• Good command of both verbal and written English and Chinese, with fluency in Putonghua an advantage.
• Knowledge of Python, SAS, Tableau preferred.