Risk Manager (Credit Management) - Retail Credit Risk

Position Summary

Responsible for assisting Section Head of Retail Credit Risk in performing retail credit analytics, portfolio performance analysis, collection strategies and analytics, development of credit scorecards and toolkits, management of data and information reports.

Responsibilities

• Monitor and enhance credit risk strategies with the use of various credit decision tools such as credit scorecards, segmentation models, and effective MIS reports.
• Monitor and enhance collection strategies, apply collection analytics and manage the performance of internal and external collectors.
• Ensure credit risk policies, guidelines and procedures in compliance with regulatory requirements and bank policies.
• Perform ad hoc data analytics to facilitate strategic decision making.
• Participate in data science projects and initiatives.

Requirements

• University graduate in a relevant discipline e.g. Risk Management, Business Management,
• Minimum 4-5 years of experience in Banking and Finance:
• At least 2-3 years of experience in similar position
• Sound knowledge in retail credit risk
• Good knowledge of quantitative analysis techniques
• Experiences in using SAS, Python or other programming languages
• Proactive and strong team player
• Good interpersonal and communication skill
• Good command in both spoken and written English and Chinese