Credit Analyst

Airstar Bank Limited

Job Responsibilities

  • Conduct thorough analysis of clients’ financial statements, cash flow projections, and credit reports to evaluate creditworthiness.
  • Assess risk factors, including industry trends, market conditions, debt structures, and collateral valuations, to determine loan feasibility.
  • Prepare detailed credit memoranda and present recommendations to credit committees for approval or denial of credit applications.
  • Collaborate with relavant parties and underwriters to structure complex loan agreements that align with bank policies and mitigate risks.
  • Monitor and review existing credit portfolios, identifying potential risks and recommending proactive measures.
  • Ensure compliance with bank credit policies, regulatory requirements (e.g., Basel III), and industry standards.
  • Mentor junior analysts, providing guidance on credit analysis techniques and best practices.
  • Contribute to the development and enhancement of credit risk models, scoring systems, and internal processes.
  • Stay informed on economic trends, regulatory changes, and industry developments impacting commercial lending.

Job Requirements

  • University degree in Accounting / Finance / Risk Management / other related disciplines
  • 6 -10 years of experience in credit risk management
  • CPA or CFA preferred
  • Possess strong credit analytical skills
  • Good command of English and Chinese
  • Efficient, self-motivated, independent and able to work under pressure
  • Less experience may be considered as Manager
更多工作資料
薪酬 薪金面議
待遇
  • 五天工作週
  • 生日假
  • 豐厚薪酬
  • 牙科計劃
  • 彈性花紅
  • 考試假
  • 家屬醫療計劃
  • 彈性工時
  • 醫療計劃
  • 中國假期
  • 年終花紅
工種
  • 銀行 · 金融服務 - 風險管理
  • 銀行 · 金融服務 - 一般 · 其他
僱用形式
  • 全職
教育程度
  • 學士

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