VP/AVP (Post Approval Credit Monitoring) – Credit Control Department

Responsibilities:

• Coordinate with different risk owners to conduct thematic portfolio reviews or special reviews in response to credit risk incidents and/or internal/external environmental factors with an aim to identify potential problem loans for early attention
• Conduct regular internal control reviews to test the adequacy and effectiveness of credit risk management processes including but not limited to credit underwriting standards, credit assessments and approval processes, post-approval conditions implementation, etc.
• Take charge of EW secretary roles in EW Meeting and provide periodic EW MIS report, exception report, and relevant meeting material for RMC/RC/EXCO reporting
• Support Department Head to accomplish the assigned ad-hoc projects, including but not limited to handle the relevant issues arising from HKMA examination, regulatory reporting, and internal/external audit
• Provide relevant training material to Business Units and Credit Units related to EW and post-lending management
• Provide comments on the prevailing policies and procedures related to early warning risk management, credit monitoring and controls, post-approval review, etc.

Requirements:

• University degree in Risk Management, Finance, Accounting or related disciplines
• Holder of professional qualifications of ECF on Credit Risk Management (CCRP(CPM))
• 6-8 years relevant experience in credit risk management roles (e.g. commercial or corporate lending, credit portfolio management and/or post-lending management)
• Experience in Credit Approver or Corporate Relationship Manager is preferred
• Strong understanding of legal and regulatory requirements and banking practices on credit risk management
• Good analytical, presentation and report-writing skills with strong attention to details and data accuracy
• Proficient in MS Word, Excel and PowerPoint
• Good command of both spoken and written English and Chinese including Mandarin
• Position offer will be subject to experience