Manager, Credit Analysis

Responsibilities:

• Conduct independent analysis, assessment and risk evaluation on credit proposals, including site visit and compliance of policies and regulations and make recommendations on credit facilities, covering large corporates and mid-cap clients in Greater China
• Review and validate internal risk rating scorecards
• Collaborate and communicate with Business Unit to facilitate effective and efficient credit approval process
• Perform ad hoc projects or assignments

Ideal candidates should possess:

• At least 5 years’ solid experience in Corporate/ Commercial banking
• University graduate with major in Accounting, Finance, Economics, Risk Management or related disciplines
• Good understanding of  Hong Kong / Mainland China / Taiwan market and industry dynamics as well as regulatory changes
• Sound knowledge in various commercial lending products (including Trade Finance) and the regulatory requirements of credit management
• Good analytical, problem-solving and report-writing skills
• Strong financial and cash flow analytical skills
• Sound knowledge of key credit risk indicators and economic factors impacting credit quality
• Able to work under pressure and determined to meet tight deadlines
• ECF-CRM certification holder would be an advantage
• Proficient in written Chinese and English, fluency in Mandarin is preferred
• Good PC skills in MS Word and Excel