Product Manager (Loan)

WeLab, a leading pan-Asian fintech platform, operates two digital banks (WeLab Bank and Bank Saqu by Bank Jasa Jakarta) as well as multiple online financial services in Hong Kong, Mainland China, Indonesia, and Malaysia, with over 60 million individual users and over 700 enterprise customers. WeLab uses game-changing technology to help users access credit, save money, and enjoy their financial journey.

At WeLab, we always put our people first. Embarking on a career with WeLab means being part of the driving force to make financial services accessible for everyone. In our flat and agile organization, you will get all the opportunities to make real impacts and deliver change. Most importantly, while you achieve greatness, we will ensure you have an amazing experience at WeLab!

Our team is energetic and passionate who can deliver and execute, and we are looking for intellectually curious, open-minded, and smart-working individuals who are just as passionate as we are about making financial services enjoyable.

Join us to build a better financial future for everyone! 

About You:

• You're a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment
• You enjoy doing purpose-led and meaningful work
• You have a strong thirst for knowledge and are driven to find solutions that don't exist yet
• You are comfortable with ambiguity and extremely resourceful (in your past life, you could've been a detective)
• You always find a way to get things done without sacrificing the quality of your work, integrity, and values
• No task is off limits for you
• You are humble and prioritize the success of the team over your own with an eagerness to help those around you
• You don't shy away from challenges and can bounce back from setbacks

What you’ll do and what success looks like in this role:

• Develop and enhance our product suite, from developing loan products to digital delivery with a focus on contextual, intelligent provision
• End to end ownership of workstreams, from customer research, ideation, product development/planning to executing and managing your products
• Explore and work closely with external business partners to create and reiterate new to market innovative lending/payment solutions
• Work with the team in strategic development, ongoing refinement, and refinement of product roadmap
• Stay on top of current market dynamics and be aware of competitors’ products and marketing campaigns to develop and enhance personal lending product and features to maintain competitiveness in the market
• Conduct analysis on business performance and evaluate programs’ effectiveness to ensure that initiatives are measurable and reportable
• Make use of data to initiate and justify business decisions

What is required and what we’re looking for:

• Degree holder in Business Administration or equivalent disciplines
• Minimum 5 years relevant experience; Product management experience gained from personal lending business, banking/credit card business or telecom business will be a plus
• Demonstrated analytical experience and sound business judgment; Comfortable with data and numbers
• Experience in growth hacking, managing business lines, partnerships or products
• Excellent communication skills with an ability to distil complex issues into structured frameworks and concrete action plans
• Entrepreneurial self-starter who can work in a fast-paced environment with minimal supervision
• A curious and questioning mind
• Spoken and written fluency in English and Chinese

Perks and Benefits to enrich your experience at WeLab:

• Learning and development stipend - we value lifelong learning and believe the best way to invest in our employees is to encourage them to continue to learn
• Wellness and happiness – Numerous activities to let you focus on your physical and mental wellbeing, complemented by happiness dollars (basically, an extra stipend!) to spend on anything that makes you happy. We allow flexible time offs to take care of personal matters and to enjoy time with family and friends.
• Comfortable and positive work environment – Open plan office for easy collaboration and social with your colleagues, or branch out into your own thinking pods when needed, with FREE food and drinks for when you want to recharge
• Work smart, play hard – Connect with your colleagues over food and drinks at the stocked pantry, in the spacious social area with board games and a ping pong table, or over activities like hiking, yoga, badminton, etc.
• A big and contagious smile on everyone’s face to make you happier :)

WeLab’s Awards & Recognitions:

• Asia Banking Finance Retail Banking Awards: Virtual Bank of the Year - Hong Kong  
• CNBC Disruptor 50: the only Hong Kong-based company on the list 
• Financial Times Asia-Pacific High-Growth Companies: #2 in ranking  
• The Chinese University of Hong Kong “Corporate Innovation Index”: #1 in ranking