AVP, Consumer Portfolio Analytics & Reporting, Risk Management Division

Responsibilities

What you'll be doing?

•  Assist Team Head to perform the portfolio analytics and review for consumer secured & unsecured lending and manage the consumer credit risk through designing the credit decisioning rules and monitoring of key portfolio risk indicators.
•  Establish and maintain in country Data Architecture for analytics and reporting purpose.
•  Design, develop and automate credit decisioning rules, scorecards, limit assignments in Consumer business credit decision system to facilitate the straight through process of credit approval through programmed scripting. 
•  Develop and manage the credit policy rules and parameters in frontend application system and provide scenario planning and support for new system deployment. 
•  Work closely with regional portfolio analytics team and various in country stakeholders such as credit risk and business department to improve credit process, support risk and business initiative or project and identify new opportunities or enhance risk controls.
•  Participate and manage Credit Risk management system and IT projects in the regions.
•  Conduct the portfolio review and analytics to recommend revision of credit acceptance criteria to achieve a better risk and return portfolio dynamics.
•  Monitor the credit performance of consumer loan portfolios by tracking the key portfolio risk indicators.

Requirements

Who are we looking for?

• University degree in Information Technology, Computer Studies, Risk Management, Banking, Finance or Business Administration or related disciplines.
•  5 to 10 years of working experience in the financial industry in particular for exposures in consumer loan products with project management experience in credit risk management and IT system. 
•  Preferably with working experience in supporting the deployment of Application models and applications together with IT.
•  Preferably with working experience on credit decision application and Microservices. 
•  Proficiency in both written and spoken English and Chinese.
•  Proficient in programming language such as SQL and Python. Knowledge in Power BI is a plus.
•  Proficient in Microsoft Office including Microsoft Excel, Access, Word and PowerPoint.
• Why you should consider this opportunity:
• We offer attractive remuneration package with fringe benefits to right candidates. such as:
• 5 days work week
• Performance bonus
• Medical insurance (Including Spouse & Children)
• Life Insurance
• Birthday leave & family leave