Credit Risk Manager (Credit Monitoring and Control)

Responsibilities:

• Perform credit monitoring and review in commercial credit and risk management, ensure compliance with internal policies and relevant regulatory requirements
• Manage portfolio review, assess Expected Credit Loss (ECL), identify potential credit risks and alert business unit with preventive measures or risk mitigation
• Monitor the performance of credit facilities utilization, analyze and review portfolio with potential high-risk indicators 
• Identify early-alerts on potential problematic credits accounts and recommend appropriate actions plan to mitigate bank’s risk and loss
• Pepare data and reports, provide recommendation in resolving problematic accounts including formulation and implementation of loan recovery or exit plan

Requirements:

• University graduate or above with major in Risk Management, Statistics, Finance, Accounting or related disciplines
• HKIB banking professional qualifications such as Enhanced Competency Framework (ECF) and/or Certified Banker (CB) preferred
• At least 4 years of solid experience in credit monitoring functions in banking industry
• Excellent analytical skills, self-initiated and able to handle multi-tasks under tight schedule
• Good interpersonal and communications skills
• Proficient in MS Office applications and Chinese word processing
• Good command of written and spoken English and Chinese