JOB SUMMARY
- Review management reports for Retail products and SME segment, discuss and challenge the performance of the Biz against the agreed target.
- Closely work with the Biz, review and challenge the Biz assumption used for financial forecasting and budgeting.
- Drive the Biz performance by providing analytical insight for decision making
- Ensuring the Group Accounting Policies, management accounting policy and internal Financial Control Policies are compiled.
RESPONSIBILITIES
Strategy
- Focus on Retail products and SME segment performance analysis, support business model evaluation of strategic initiatives.
Business
- Perform by product sensitivity analysis on various alternatives to identify risks / opportunities in order to enhance business decisions.
- Co-ordinate with the Business to ensure the data used and produced are reasonable and accurate.
- Assist business on new product development and participate in PPG renewal process.
Processes
- Participate in forecasting / budgeting process.
- Build different models to upgrade the product sensitivity analysis process.
- Provide advice to retail products and SME segment business teams on all financial related area.
- Streamline management reporting to improve timing and quality in report preparation process.
Risk Management
- Identifying, assessing, monitoring, controlling and mitigating risks during the daily process or reporting, as well as have an awareness and understanding of the main risks facing the Group.
Governance
- Understand the financial reporting process and establish appropriate controls to ensure data integrity for financial reports preparation
- Provide advice and support on business issues, requests and queries on regulatory compliance and accounting treatment
- Provide advice on new or revised financial policy, PPG or system from finance perspective; communicate the changes to relevant stakeholders
Regulatory & Business Conduct
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
- Lead to achieve the outcomes set out in the Bank’s Conduct Principle
Key Stakeholders
- Local WRB Business, Country Finance, Group Finance, Offshore GFS team, auditors
Other Responsibilities
- Embed Here for good and Group’s brand and values in HK, WRB Finance; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats)
Qualification
- Education Bachelor’s degree
- Membership Prefer Chartered Accountant
- Languages English and Cantonese
Role Specific Technical Competencies
- Excel
- Power Point
- Minimum of 8 years of experience with Finance/Accounting background preferably in Retail banking industry
- Solid experience in financial and management reporting