Job Responsibilities
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Assess all underlying risk of credit applications
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Conduct cashflow analysis, projection, peer comparison, if applicable, with reference to the relevant information gathered from internal and external sources
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Coordinate with Corporate/Business Managers for any matters related to credit applications, further elaborate and clarify with respective commercial officers if needed
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Give comments if any special approvals and date postponement are required
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Keep track on any credit issues that need to be followed up and conduct interim review of any accounts if required
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Monitor turnaround timeframe for processing of credit proposals
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Approve credit applications within the delegated authority
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Perform other duties delegated by the Section Head
Requirements
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University graduate
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Minimum 3 years of working experience in credit analyst with relevant credit analysis and bills operation trainings
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Sound knowledge of local economic/industrial conditions, banking laws & practices, in-depth knowledge of import & export operations and related lending products offered by Banks
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HKICPA, ACCA, CFA, FRM are preferred
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Good analytical & report writing skills with logical credit judgment
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Self-motivated and able to work independently & under pressure with limited time constraints
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Good problem solving ability and tactful inter-personal & communication skills
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Good knowledge in PC skills
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Good command of written & spoken English & Chinese
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Candidate with more experience will be considered as Senior Manager / AVP