China Construction Bank (Asia) Corporation Limited
Responsibilities:
Manage and grow a portfolio of clients who need financial services and customized products to meet their financial needs and builds solid, profitable relationships with clients, with a focus on deposit acquisition, pricing, and sales development
Execute strategies to meet individual revenue targets set by the Bank and maximise the Bank’s profitability
Prospect and generate new business by expanding the customer portfolio and enhancing existing relationships through identifying opportunities for cross-selling and up-tiering, Conduct credit analysis and review credit proposals with persuasive and objective arguments
Follow up with clients to complete loan administration work in the post credit monitoring process
Perform routine account monitoring and maintain good credit quality
Conduct regular KYC assessment on a timely basis and to ensure client onboarding activity is complied with the AML policy and procedures
Maintain regular visit with the clients
Identify, investigate and report any suspicious activities and transactions to respective units on a timely manner
Requirements:
University degree or equivalent, preferably in Business or Economics
Minimum 5 years relevant banking experience, with strong knowledge of deposit and cash management products and services, capable of handling deposit and lending portfolio independently
Strong business development skills and sound knowledge of banking products and services with proven analytical skills and creative problem solving skills
Proficiency in the financial services/products offered to PRC clients
Excellent communication and interpersonal skills
Good business acumen with good knowledge of credit and lending policies and standard
Good command of both English and Chinese, including Putonghua