First Vice President, Secured Lending

Main Responsibilities

• Lead and responsible for Secured Lending product development, sales and sales support activities. Secured Lending product include Mortgage, Insurance Financing and Wealth Financing
• Overseeing the secured lending business to ensure business targets is on track
• Cautious on interest change, regulatory change and market behavior change that will impact the business strategy
• Manage e2e application flow, to ensure the daily operational process are efficient and sufficient to meet the business need.
• Responsible for developing, implementing, and achieving the strategic and annual operating plan and budget for the secured lending business.
• Prepares and presents product performance management reports to the business on a regular basis.
• Prepare business volume tracking and analysis for management review;
• Ensures that the operational affairs of the Secured Lending product are administered effectively.
• Discuss with stakeholders on implement measures and ideas to streamline selling process and channel operation to improve sales effectiveness and customer experience;
• Monitor and develops staff through effective leadership and sound practices to maximize productivity, efficiency, and employee development
• Builds strong relationships with key stakeholders within and outside the bank, to ensure synergies and teamwork needed to optimize revenue growth and profitability.
• Responsible for the recruitment, development and retention of relevant skills in order to meet the business need.
• Facilitates the views of team members, resolves issues raised by the team, escalates issues if required, and provides feedback to teams on an on-going basis.
• Responsible for secured business' compliance with internal and external regulatory, procedural, and policy requirements.
• Assists in coordinating and managing the internal and external audits, exams, and related matters.

Requirements

• University degree with around 10 years of loan products experience, preferably in consumer banking area.
• Experience in secured lending is an advantage
• Strong ownership, good interpersonal skills and with experiences in business development and managing external business partnership
• Capability to lead, manage change, drive result and communicate at all levels
• Result-oriented, good management and communication skills.
• Fluent in English and Chinese (both written and spoken) and good communication skills in Mandarin
• Ability to be proactive and possess the maturity to work independently, able to work under high pressure with strong business acumen
• Possess strong work ethic and high professional and ethical standards

Applicants who are not contacted within 8 weeks may consider their applications unsuccessful and their personal data will be retained by the bank for a period up to two years.

All information provided by applicants will be used for recruitment purposes only and will be used strictly in accordance with the bank’s personal data policies, a copy of which will be provided upon request.