Responsibilities:
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Conduct analysis, assessment and evaluation on credit proposals for commercial clients and make recommendations for approval
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Assist to ensure the proper handling of credit request and to monitor a high credit quality of the bank’s portfolio of commercial clients
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Review and validate risk rating scorecards
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Monitor credit limit excess, credit ratings/loan classification changes, adverse news release, credit events and developments relating to counterparties
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Perform regular reporting, portfolio analysis and research duties
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Participate in bank projects relating to commercial credit risk and ad-hoc duties
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Visit Commercial clients with relationship managers
Requirements:
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University degree holder, major in Business/Finance/Accounting or other related disciplines
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Qualification for Enhanced Competency Framework (ECF) is preferable
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Minimum 5 years’ credit analysis experience on Commercial banking credits
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Candidates with more experience or prior approval authority can be considered as Credit approver
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Detailed-oriented, good analytical, interpersonal and communication skills
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Good command of written and spoken English and Chinese (Putonghua is a must)
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Proficient in PC applications, including Microsoft Word and Excel
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Multi-tasked and able to work under tight timelines
Applicants who are not contacted within 8 weeks may consider their applications unsuccessful and their personal data will be retained by the bank for a period up to two years.
All information provided by applicants will be used for recruitment purposes only and will be used strictly in accordance with the bank's personal data policies, a copy of which will be provided upon request.