Manage, support and deliver the TB end-to-end product objectives within the country for Cash in alignment with global objectives for the product line, including financial and non-financial performance.
From cash standing improvement in business and market position to product digitalization, productivity, service quality and efficiency growth. From strengthening risks and governance, cash business strategies to cross-bank collaborations in alignment with the Product Head for Cash and/or TB Head.
Help to deliver financial performance against P&L, B/S within the country / region. Majorly from Liabilities, OPAC, Revenue, RoTEs.
Improve cash standings through OPAC performance measurements and reduce sub-optimal liabilities as well as improve passthrough rates.
Enhance CB / CIB business growth. Reprice clients on rates and fees.
Increase digitisation, improve efficiency, productivity and service quality
Eliminate least profitable product transaction volumes and cut 3rd party vendor costs. Drive electronic channel mitigation and outsource unprofitable products.
Review the overall profitability of products and clients. Devise action plans and execute plans to reduce cost. Reprice least profitable clients and periodically monitor preferential / waived pricing particularly CB / CIB / TB clients. Add flexible fee charge methods or add new pricing charge item to grow fee income (e.g. monthly maintenance fee, threshold fee, relationship fee)
Develop one stop bridge site and cultivate broadcaster communication mechanism to service stakeholders for better client management (e.g. receivables, payments, liquidity management, strategy, market intelligence, product roadmap)
Coordinate and cooperate with PD on LuW and IA (Impact Analysis) to ensure maximum success of launch. Continue support internal parties from frontlines / Ops / Implementation / Legal / Channel to help facilitate the closure of large or complex deals.
Requirements
Bachelor’s degree preferably in a relevant discipline such as finance, commerce, business administration, etc.