Officer, Credit Processing

You will be responsible to assist team supervisor to support in relating to Retail Banking mortgage loan application processing and execute the checker role in daily operation.

 Main Responsibilities:

• Perform checking for mortgage loan applications including data capturing accuracy, loan documents/information completeness, the correctness of TU/land search/AML checking and compliance fulfillment.
• Handle and monitor HKMCI MIP application via IIDS and follow up the correspondence with HKMC and front line.
• Handle internal customers’ enquiry on mortgage loan application processing
• Support e-Alert new application submission preparation and manage e-Alert form library
• Perform back-up role of Credit Processing Processer (CPP) in mortgage loan application including data capturing, document screening, information verification, document filing, conducting internal and external checking and all processing related daily routines.
• Perform back-up role of Credit Processing Administrator (CPA) in mortgage loan application processing including loans application screening, SA / amendment request handling, new application assignment, approved cases process and handle channel or drawdown problem
• Perform back-up role of to support RBD consumer loans application processing
• Perform administrative duties as assigned by supervisor
• Assist supervisor to monitor the daily operational tasks and ensure complete as scheduled service level
• Assist supervisor to monitor vendors and service delivery in operation
• Ensure to comply with internal guidelines, legal and regulatory requirement when delivery job duties of the team
• Provide positive suggestions and ideas to team supervisor with the aim to enhance the effectiveness and efficiency of daily workflow
• Provide properly support to colleagues and co-worker
• Liaise and work closely with co-workers for identifying areas for improvement
• Perform ad hoc / special project as assigned by Section Head / supervisor

To meet the challenge, you should have the following qualifications and attributes:

• Post-secondary education or above
• 3 years working experience in banking industry
• Good knowledge in bank credit facilities and operation procedures
• Sound knowledge in compliance and HKMA requirements
• Candidate with the qualification of Certified Banker is an advantage