Responsibilities:
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Assist in leading the team to handle new and renewal credit applications for corporate and SME customers
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Prepare quality credit proposals, including in-depth financial analysis, thorough industry research and business analysis
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Evaluate customer's risk profile and give independent recommendations on potential risks and mitigation measures
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Ensure compliance with Bank’s internal policies and procedures relating to lending and other credit-related areas as well as the regulatory requirements within day to day operations
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Ensure approved credit lines are in compliance with the Bank’s approved overall and specific credit policies
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Support RM teams in addressing credit queries and liaise with the Credit Division on credit-related matters
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Monitor the processing of credit applications concerning credit issues, special approvals or date postponement required, and conduct interim reviews of any accounts when needed
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Handle ad-hoc tasks/projects as assigned
Requirements:
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Degree holder in Business Administration, Finance, Risk Management or related disciplines
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Holder of ECF-CRM is preferred
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8-10 years of solid experience in credit and financial analysis or related functions for corporate / commercial / SME customers, with supervisory role an advantage
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Knowledge of local economic / industrial conditions, banking laws and practices and related lending products
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Detailed-oriented, good analytical and report writing skills with sound credit judgment
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Team player with tactful interpersonal and communication skills
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Self-motivated and able to work under pressure
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Proficiency in both written and spoken English, Chinese and Putonghua
(Candidates with more experience will be considered for the position of Vice President)