Assistant Manager/Manager, Credit Control (MIS & Reporting)

Responsibilities:

• Perform data mining to prepare credit data for Credit Committee, portfolio analysis, identification of potential problematic account and irregularities of collateral value, etc.
• Contribute to regulatory reporting / survey preparation
• Perform assessment for level of provisioning under HKFRS 9
• Proactively and closely monitor the progress of all criticized accounts with regular reporting to Senior Management
• Assist the business units in resolving problematic accounts including the formulation of exit plan
• Handle recoveries of loans/advances under government scheme
• Assist in formulating and reviewing credit policies, guidelines and procedures to regulate the credit activities undertaken by the bank
• Handle ad-hoc credit tasks as assigned

Requirements:

• University graduate in Risk Management, Finance, Economics, Accounting or related disciplines
• Holder of ECF-CRM is preferred
• Strong computer skills in Excel VBA, SQL and SAS
• Minimum 4 years of experience in commercial credit risk management and debt recovery functions in banking industry
• Strong understanding of legal and regulatory requirements and banking practices on credit risk management
• Excellent analytical, technical and problem solving skills
• Good multi-tasking skills and ability to work independently and under pressure
• Self-motivated with strong risk control sense
• Good communication, negotiation and business writing skills
• Proficiency in written and spoken English and Chinese

(Candidates with less experience will be considered for the position of Assistant Manager)