Assistant Vice President, Credit Review

Responsibilities:

• Conduct credit facility review with focus on property development, construction financing, and syndication to identify and assess potential problematic credit accounts, and ensure compliance with Bank policies and regulatory requirements
• Conduct risk evaluation and make recommendations on credit facilities on large scale customers
• Take immediate action to manage & mitigate account irregularity and credit risk 
• Experience in handling regulatory and external/internal audit onsite examination
• Assist in formulating credit policies, guidelines and procedures of credit activities undertaken by the bank
• Collaborate with business units and assess various market information/event and internal & external early warning signal to detect potential problem accounts for close & early management
• Handle ad-hoc credit tasks as assigned

Requirements:

• Degree holder in Business Administration, Finance, Risk Management or related disciplines
• Professional qualification in CFA/CPA and holder of ECF-CRM certification an advantage
• Minimum 8 years of solid experience in SME/ corporate/ listed companies' credit analysis (in terms of credit risk aspects and financial viability) and credit risk management in banking industry
• Strong understanding of legal and regulatory requirements and banking practices on credit risk management
• Self-motivated with good analytical skill and risk control knowledge
• Good multi-tasking skills and ability to work independent and under pressure
• Sound leadership and people skills
• Proficiency in written and spoken English and Chinese

(Candidates with less experience will be considered for the position of Manager, Credit Review)