Senior Retail Banking Product Manager, Unsecured Lending (Section Head – Product and Marketing)

Job No.: 499303
Employment Type: Full time
Departments: Personal Digital Banking Product Department
Job Functions: Strategic Planning, Product Development & Management, Project Management, Marketing

Responsibilities:

• Devise product and marketing strategies to drive personal loan balances, revenue and market share growth
• Responsible for acquisition and retention strategies to expand the customer base; leverage on customer analytics to deepen personal loan penetration into existing customer base and cross-sell of banking products
• Lead new product and enhancement initiatives and responsible for product planning, commercialization and execution throughout the product life cycle
• Enhance brand awareness through marketing campaigns and strategic partnership
• Collaborate with risk management team to maintain a healthy personal loan portfolio, review underwriting criteria and develop credit control measures
• Review pricing strategies to ensure competitiveness while optimizing risk-adjusted returns on unsecured loan products
• Ensure compliance with regulatory requirements and internal policies

Requirements:

• Degree holder of Business Administration, Marketing, Finance or related disciplines
• At least 8 years’ relevant experience in banking industry, solid experience on retail lending business is preferred
• Possess strong business mindset and marketing skills
• Possess strong leadership, interpersonal and people management skills
• With credit risk management experience is a plus