Senior Officer/Officer, Financial Crime Compliance

WeLab, a leading pan-Asian fintech platform, operates two digital banks (WeLab Bank and Bank Saqu by Bank Jasa Jakarta) as well as multiple online financial services in Hong Kong, Mainland China, Indonesia, and Malaysia, with over 60 million individual users and over 700 enterprise customers. WeLab uses game-changing technology to help users access credit, save money, and enjoy their financial journey.  

At WeLab, we always put our people first. Embarking on a career with WeLab means being part of the driving force to make financial services accessible for everyone. In our flat and agile organization, you will get all the opportunities to make real impacts and deliver change. Most importantly, while you achieve greatness, we will ensure you have an amazing experience at WeLab! 

Our team is energetic and passionate who can deliver and execute, and we are looking for intellectually curious, open-minded, and smart-working individuals who are just as passionate as we are about making financial services enjoyable. 

Join us to build a better financial future for everyone! 

About You

• You are a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment
• You enjoy doing purpose-led and meaningful work
• You have a strong thirst for knowledge and are driven to find solutions that don't exist yet
• You are comfortable with ambiguity and extremely resourceful (in your past life, you could've been a detective)
• You always find a way to get things done without sacrificing the quality of your work, integrity, and values
• No task is off limits for you
• You are humble and prioritize the success of the team over your own with an eagerness to help those around you
• You don't shy away from challenges and can bounce back from setbacks

What you’ll do and what success looks like in this role

• Perform quality assurance (QA) on Anti-Money Laundering (AML), Counter Financing of Terrorist Financing (CFT) and Financial Crime Compliance (FCC) related investigations, including those alerts that triggered from transaction monitoring, fraud monitoring and intelligence from Law Enforcement Agencies (LEA), ensuring these are in adherence to regulatory expectations, as well as the Bank's internal AML/FCC Policies and Procedures. The scope of QA may cover appropriate policies and procedures related reviews.
• Draft reports in association with relevant QA reviews and to offer recommendations that achieve a balance between AML/CFT/FCC risks and business continuity
• Conduct AML/CFT/FCC related compliance reviews, identifying the key risk areas and to ensure the robustness and indepthness of QA scopes and methodologies
• Prepare training materials or management reports to relevant staff or senior management of Welab Bank.
• Participate in ad-hoc projects, including the gap analysis among AML/CFT/FCC systems, to ensure the development of AML/CFT/FCC related systems, policies, or procedures are in adherence to regulatory expectations.

What is required and what we’re looking for

• University degree in Accounting & Finance, Business, Law or related discipline
• AML qualification is preferred (e.g. CAMS, CAMLP, AAMLP)
• Minimum 3-5 years of experience in AML/CTF function
• Good knowledge of AML/CTF laws and regulations, familiar with banking compliance standards. Experienced in retail banking products is highly relevant
• Ability to work independently and strategically, open to tackling new issues and sounding out new ideas
• Strong interest in fintech
• Ability to work with colleagues in different functions and across all levels
• Strong communication skills
• Candidate with less experience will be considered as Officer, Financial Crime Compliance

Perks and Benefits to enrich your experience at WeLab:

• Learning and development stipend - we value lifelong learning and believe the best way to invest in our employees is to encourage them to continue to learn
• Wellness and happiness – Numerous activities to let you focus on your physical and mental wellbeing. We allow flexible time offs to take care of personal matters and to enjoy time with family and friends
• Comfortable and positive work environment – Open plan office for easy collaboration and social with your colleagues, or branch out into your own thinking pods when needed, with FREE food and drinks for when you want to recharge
• Work smart, play hard – Connect with your colleagues over food and drinks at the stocked pantry, in the spacious social area with board games and a ping pong table, or over activities like hiking, yoga, badminton, etc.
• A big and contagious smile on everyone’s face to make you happier :)

WeLab’s Awards & Recognitions:

• Asia Banking Finance Retail Banking Awards: Virtual Bank of the Year - Hong Kong  
• CNBC Disruptor 50: the only Hong Kong-based company on the list 
• Financial Times Asia-Pacific High-Growth Companies: #2 in ranking  
• The Chinese University of Hong Kong “Corporate Innovation Index”: #1 in ranking