Credit Analyst

Responsibilities:

• Prepare credit facility review and to identify and assess potential problematic credit accounts
• Conduct risk evaluation and make recommendation on credit facilities
• Ensure compliance of bank policy and regulatory requirements
• Assist in formulating credit policies, guidelines and procedures of credit activities undertaken by the bank
• Handle ad-hoc credit tasks as assigned
• Collaborate with business units and assess various market information/event and internal & external early warning signal to detect potential problem accounts for close & early management
• Take immediate action to manage & mitigate account irregularity and credit risk

Requirements:

• Degree holder in Business Administration, Finance, Risk Management or related disciplines
• Minimum 3 years of experience of solid experience in commercial / corporate/ listed companies' credit analysis (in terms of credit risk aspects and financial viability) and credit risk management in banking industry
• Strong understanding of legal and regulatory requirements and banking practices on credit risk management
• Self-motivated with good analytical skill and risk control knowledge
• Good command of written and spoken English and Chinese