Relationship Manager – Commercial Banking

Job Responsibilities:

• To develop and maintain a portfolio of local lower mid-cap customers for soliciting new business opportunities
• Provide financial solutions to the local lower mid-cap customers according to their financial needs, such as trade finance, commercial loan, cash management and cross-selling treasury products etc.
• Responsible for its own credit due diligence and ensure asset quality
• Identify and minimize credit risk within the portfolio through regular credit reviews
• Prepare credit proposals by negotiation of credit terms, pricing and collateral requirements under the bank’s guidelines

Job Requirements:

• University Degree holder in Business/ Finance or related disciplines
• Minimum 3-5 years’ solid sales and marketing experience in commercial banking (local lower mid-cap) environment with proven record in new customer cultivation
• Sound knowledge of trade finance, commercial loan and treasury products with formal credit analysis training is definitely an advantage
• Holder of Enhanced Competency Framework on Credit Risk Management qualification (ECF CRM) preferred
• Strong analytical skills, self-motivated, independent and dynamics problem solving skills
• Proficiency in spoken and written English and Chinese (including Mandarin)