Responsibilities:
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Assess credit and financial strength of borrowers to determine credit worthiness and acceptable credit exposure levels for credit approval
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Verify supporting documents of related loans application
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Assign loan limit in compliance with the Bank’s credit policy and other regulatory requirements
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Communicate closely with different internal parties for credit assessment and approval
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Provide continuous support, on-job training and guidance to junior staff
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Complete relevant tasks assigned by Department Head
Requirements:
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Degree in any discipline, preferably in Business Administration, Statistics, Economics, Risk Management or related discipline
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At least 3 years of experience in retail credit approval, exposure in SME loan approval is a plus
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Good understanding of local regulations and operational control standard with sound knowledge of retail and SME lending practices
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A good team player with ‘can-do’ attitude and is able to work independently
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Good commend of both spoken and written English with high proficiency in Microsoft Office
(Candidates with more experience would be considered as Manager, SME Loans Processing & Approval)