Assistant Manager, Retail Loans & Deposits

Responsibilities:

• Develop new retail loans and deposit products according to Bank's business direction and market demand from time to time.
• Review and enhance the end-to-end process of retail loans and deposit products to meet efficiency, compliance and risk control requirements 
• Day-to-day communication of product matters with frontline business units, supporting operation units and internal control departments.
• Assist to develop appropriate strategy, promotion and tools to achieve retail loans deposits budget targets.
• Assist with cross-department or cross-functional collaborations to achieve such established targets as digital penetration, sustainability banking adoption and product cross-selling ratios.
• Prepare regular and ad-hoc products and business performance updates for top management's review.

Requirements:

• Degree holder with 5 years of solid experience in Retail / Corporate Banking business, preferably with exposure on Deposits, Loans or Fee Income products.
• Proven experience in product development and project management.
• Excellent knowledge in digital marketing.
• Commercially focused, with up-to-date knowledge of market trends and consumer needs.
• Self-motivated, creative and analytical mind with good communication and interpersonal skills.
• Effective time-management skills, ready to perform multi-tasks.
• Risk-awareness with basic knowledge of Code of Banking Practice.
• Good command of written and spoken commercial English and Chinese including Mandarin.